Privacy Policy

1. Introduction

My Accounting ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.

2. Information We Collect

2.1 Personal Information

When you register for an account, we collect:

• Name (first and last name)
• Email address
• Username
• Password (encrypted)

2.2 Financial Data

You voluntarily provide financial information including:

• Transaction details (amounts, dates, descriptions)
• Account names and balances
• Categories and custom labels
• Notes and additional transaction information

2.3 Authentication Data

If you sign up using Google OAuth:

• Google account email
• Name from Google profile
• Google account ID (for authentication purposes)

2.4 Usage Information

• Login timestamps
• Device information
• Browser type and version
• IP address

3. How We Use Your Information

We use the collected information to:

• Provide and maintain the Service
• Authenticate your identity and manage your account
• Process and store your financial data
• Generate financial reports and analytics
• Send important notifications about your account
• Improve and optimize the Service
• Respond to your support requests
• Ensure security and prevent fraud

4. Data Security

We implement industry-standard security measures to protect your data:

• All data transmission is encrypted using SSL/TLS
• Passwords are hashed using bcrypt
• Database connections are secured and encrypted
• JWT tokens for secure authentication
• Regular security updates and monitoring
• Access controls and authentication requirements

However, no method of transmission over the Internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

5. Data Storage

Your data is stored on secure cloud servers (Neon PostgreSQL) with automated backups. We use AWS Lambda for serverless computing and implement encryption at rest and in transit.

6. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With Your Consent: When you explicitly authorize us to share specific information
• Service Providers: With trusted third-party services (Google OAuth, AWS, Neon) necessary to operate the Service
• Legal Requirements: When required by law, court order, or government request
• Security: To protect against fraud, security threats, or illegal activity

7. Third-Party Services

We integrate with the following third-party services:

• Google OAuth: For authentication (subject to Google's Privacy Policy)
• AWS (Amazon Web Services): For hosting and infrastructure
• Neon Database: For data storage

These services have their own privacy policies, and we encourage you to review them.

8. Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and associated data
• Export: Download your financial data
• Opt-out: Unsubscribe from non-essential communications

9. Data Retention

We retain your personal and financial data for as long as your account is active. If you delete your account, we will remove your personal information within 30 days, except where retention is required by law or for legitimate business purposes (such as resolving disputes or enforcing agreements).

10. Cookies and Tracking

We use essential cookies and local storage to:

• Maintain your login session
• Remember your preferences (theme, language)
• Ensure security and prevent fraud

We do not use third-party advertising or analytics cookies.

11. Children's Privacy

Our Service is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

12. International Data Transfers

Your data may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

13. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

14. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through the application or at the contact information provided in the Service.