Terms of Service

1. Acceptance of Terms

By accessing and using My Accounting ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

My Accounting is a personal finance management application that allows you to:

• Track income and expenses across multiple accounts
• Categorize and organize financial transactions
• View financial reports and analytics
• Manage personal budget and spending

3. User Accounts

To use the Service, you must:

• Create an account with accurate and complete information
• Maintain the security of your account credentials
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized use

4. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt the Service
• Not use the Service to transmit harmful content
• Keep your financial data accurate and up-to-date

5. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. We take data security seriously and implement industry-standard measures to protect your financial information. All data is encrypted in transit and at rest.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are owned by My Accounting and are protected by copyright, trademark, and other intellectual property laws.

7. Third-Party Services

The Service may integrate with third-party authentication providers (such as Google OAuth). Your use of these services is subject to their respective terms and policies.

8. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Service. You are solely responsible for the accuracy of your financial data.

9. Service Availability

While we strive to maintain continuous availability, we do not guarantee that the Service will be uninterrupted or error-free. We reserve the right to suspend or discontinue the Service at any time for maintenance or other reasons.

10. Termination

We reserve the right to terminate or suspend your account at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms, please contact us through the application or at the contact information provided in the Service.